Did you know?

Did you know?

  ...that if your mortgage is insured with CMHC   I do not wish this on anyone, but homeowners can sometimes run into problems that can affect their ability to make their mortgage payments. This could be for reasons such as loss of employment or health issues, for...

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Home ownership programs for buyers

Home ownership programs for buyers

If you can save a little money here and there it will be worth it.  Provincial and federal governments offer homeownership programs, as well as some municipalities.   There are three types of government assistance: • Tax incentives (e.g. HBP, tax credit); • Financial...

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Declutter, downsize

Declutter, downsize

Declutter in your home as well as in your head   Declutter: to remove mess or clutter from (a place). Storage: to take in or hold supplies, goods, or articles, as for future use. Downsize: to reduce in number; cut back. I am sure you have heard or said these words...

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Selling your home without a broker

Selling your home without a broker

Sell your home without a broker... Sounds tempting, doesn't it?   But are you prepared for the consequences of taking matters into your own hands? Your hard earned equity into account? 1. A Broker may increase your profit Many people think they'll make more money if...

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Staying in your home as you age

Staying in your home as you age

Ageing in your home I find myself talking about my aging parents a lot, and I realize that most of my friends and colleagues are experiencing the same thing. This is an eye-opener for me because as a child I always assumed my parents would “live forever… they will...

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Home renovations

Home renovations

Do-it-yourself renovations have become undeniably popular. Is this due to economic reasons or have they become a weekend hobby? Diving into projects yourself can be fun, with hammer and saw in hand, but proceed with caution. Renovation specialists advise against DIY...

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